With a good financial plan from the outset, it will help people to meet the competing financial needs they encounter in their lifetime.
The financial crisis saw many people reducing their debt and managing their savings. Investments took a backseat. With the recovery now well underway people are starting to look at their future financial plans.
Without realising it most of us already know how to execute a financial plan, whether it is saving for our first car or holiday, or planning for our wedding or even saving a deposit for our first house.
Our experience tells us that Budgeting is the cornerstone of any financial plan.
Once you have set out your short, medium and long term goals then you can set out the steps needed to achie